Main Office:
57 Directors Row
Jackson, TN 38305
(731) 668-1155
Fax: (731) 668-3673
Automated Teller:
(731) 664-1874
Branch Office:
351 Martin Luther
King, Jr. Drive
Jackson, TN 38301
(731) 668-1155
Fax: (731) 427-9547
Office Hours:
Monday - Friday:
8:30 a.m. - 4:30 p.m.
Drive-thru:
5:30 p.m. on Friday
at both offices
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Lending Rates
Loan Rates are effective 4/1/08 and are subject to change without notice.
Fees |
Loan Application |
Loan Calculator | Mortgage Calculator
Loan Type |
Term |
APR* |
Vehicle Loans |
New Auto or New Motorcycle |
Up to 72 months |
6.50% to 18.00% |
Used Auto or Used Motorcycle |
Up to 72 months |
7.00% to 18.00% |
All Other Secured - New |
Up to 120 months |
8.00% to 18.00% |
All Other Secured - Used |
Up to 120 months |
9.00% to 18.00% |
Mortgage Loans |
Home Equity - Variable |
Up to 15 years |
Rates change daily. Please call for quote. |
Mortgage Loans |
Other Loans |
Signature |
Up to 48 months |
10.00% to 18.00% |
Overdraft/Line of Credit |
- |
10.00% to 18.00% |
Share Secured |
Flexible |
3.00% Above Index |
Certificate Secured |
Flexible |
3.00% Above Index |
VISA Credit Card |
- |
8.50% to 15.90% |
*APR=Annual Percentage Rate.
Savings Rates
Rates as of April 1, 2008.
Savings, Club and Platinum rates are as of first quarter 2008.
Certificate rates can change each Tuesday. IRA rates are for first quarter 2008.
Fees |
Savings Calculator | CD Calculator
Account Type |
Rate |
APY* |
Savings Accounts |
Regular Share Savings |
0.80% |
0.80% |
Priority Club Savings |
0.80% |
0.80% |
CU Succeed Club Savings |
0.80% |
0.80% |
Future Savers Club Savings |
0.80% |
0.80% |
IRA Share Savings |
2.00% |
2.02% |
Account will be based on a daily balance and paid quarterly.
* APY - Annual Percentage Yield
Balance |
Rate |
APY* |
Money Market Account |
$2,500 - $24,999.99 |
0.95% |
0.95% |
$25,000 - $49,999.99 |
1.05% |
1.05% |
$50,000 and up |
1.15% |
1.15% |
Account will be based on a daily balance and paid quarterly.
Member must maintain minimum balance of $2500.00 to earn dividends.
* APY - Annual Percentage Yield
Certificate Type |
Rate |
APY* |
Share Certificates |
6 Month Certificate |
2.10% |
2.12% |
12 Month Certificate |
2.25% |
2.27% |
18 Month Certificate |
2.35% |
2.37% |
24 Month Certificate |
2.45% |
2.47% |
36 Month Certificate |
2.55% |
2.57% |
Account will be based on a daily balance and paid quarterly.
* APY - Annual Percentage Yield
Home |
Membership |
Services |
Loans |
Rates |
Office |
Disaster Recovery
Privacy Notice
© Copyright 2008 Patriot Equity Credit Union
All Rights Reserved.
Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency. |
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. |
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