Savings Products

Share/Savings Account – With a $25 minimum balance and a $1.25 one-time fee, this account is our basic savings account. Start saving with payroll deduction today and watch your savings grow! Competitive interest rates are paid quarterly on this account.
    see rates…

Share Draft/Checking Account – There is no minimum balance on our checking account and NO MONTHLY SERVICE CHARGE! Some other benefits are:

Free ATM usage at any CUATM location

Free Internet banking with PECUOnline

Free Tellerline Service

Great selection of checks at comparative rates
    order checks online

ATM/DEBIT card only $2.00 a month

Overdraft Protection available (subject to approval)

Priority Club Checking - This account offers a discount to our members that are ages 55 & older. You receive the same great benefits as a regular Share/Draft Checking account, but with these added features:

Free checks

Free Travelers Checks

Free Money Orders

Free Account History Print Outs

No fee on VISA Gift Cards

Christmas Club Account – This account can be opened from October to May and receives the same rate as a Share/Savings Account. Your funds are deposited into your savings account in October. Any early withdrawal from this account will incur a $10.00 fee.
    see rates…


Special Savings Account – This is a savings account for that “special something”. Open this account in addition to your regular share/savings account to help save for a college education, a vacation, or a vehicle. These accounts earn the same dividends as a regular savings and there is no minimum balance required.
    see rates…


IRA’s – A Patriot Equity Credit Union IRA can play a major role in your financial security. Anyone under age 70 ½ who has income from compensation (or who is filing jointly with a spouse who earns compensation) can contribute to an IRA. Traditional and Roth IRA’s are available.
    see rates…


Share Certificates – Fixed rate term accounts, ranging from 6 months to 36 months, that allow you to earn higher rates of interest compared to savings accounts. Minimum balance is just $2,000, and you can invest up to $100,000 in our share certificates. All investments are insured up to $100,000 by the NCUA.
    see rates…

Money Market Accounts - There are plenty of places to keep your money, ours just makes more cents! With a money market account at Patriot Equity, all you need to start earning more is a minimum balance of $2500.00.

Money market accounts allow you to make as many deposits as you want, but you are only allowed one withdrawal per month.

Youth Clubs

Future Savers Club – A club for ages 12 & under that makes saving money fun! Open an account today with $25.25 and receive a gift. Get rewards for deposits and earn dividends. This is a great place for birthday money, holiday gifts and allowances.


CU Succeed Teen Club – This is a club for youth ages 13-18 that focuses on the issues that teens face today, financially or just in life! It takes $25.25 to open an account, and you will be automatically enrolled in the club. Receive free access to our website program and receive quarterly newsletters targeted just for teens. Youth will also receive specific information related to teens like buying your first car or getting your first credit card.
    CU Succeed Website…

Convenience Services

PECUOnline – With our Virtual Branch, you have 24-hour access to your Patriot Equity Credit Union accounts. From here, you can check balances, transfer funds, and review your accounts’ histories. To start with online banking, you can fill out an application in our office or enroll online.
    PECUOnline…


ATM – No surcharge at any Tennessee ATM with the CUATM Logo – including these locations in Jackson, TN:

Downtown Branch, 351 Martin Luther King, Jr. Drive

North Post Office, 161 W. University Parkway

Leaders Credit Union
    • 2673 N. Highland Avenue
    • 1956 N. Highland Avenue
    • 1291 S. Highland Avenue    
    • 214 Oil Well Rd.

Jackson Madison County General Hospital, 708 West Forest Ave.

ATM/Debit Card – VISA debit cards are accepted all over the world. They are as convenient as a credit card, but it works like a check and can double as your ATM card. Remember, you can get cash back at many stores with your ATM/Debit card.


VISA Gift Cards - You can purchase one for $3.00, have it loaded with any amount you want to purchase and give a gift that your loved one can use anywhere that takes VISA. Priority Club members can purchase cards for free!


Safe Deposit Boxes - At the Downtown Branch only, we have 174 safe deposit boxes ready for lease. Please stop by to rent one or call us and we will put one on hold for you. With new hand-recognition security, your box contents will be more protected than ever.

Box Size	Yearly Fee
5 x 5	$25.00
3 x 10	$35.00
5 x 10	$55.00
10 x 10	$75.00

Domestic Wire Transfers
Incoming Instructions:
First Financial Institution: Volunteer Corporate Credit Union
ABA Routing Number: 264182395

Further Credit Financial Institution: Patriot Equity Credit Union
ABA Routing Number: 284383954

Final Credit To Member Name: Name on account for deposit
Member Number: Assigned member number, account number or Social Security Number

Checking Account Number: Account number assigned for checking deposit

Outgoing Instructions:
Please contact Patriot Equity Credit Union for outgoing wire transfer requests. Member Service Representatives will need to verify your account information before submitting the wire transfer request.

Outgoing Domestic or Recurring Domestic Wire Transfer fee: $15.00

Outgoing wire transfer requests must be received by written or verbal request no later than 1:00p.m. in order for the wire to be initiated on the same day.

Please note that by clicking on some links on this page you will be leaving
Patriot Equity Credit Union's website. The credit union is not responsible
for the upkeep of external links.

Your savings federally insured to at least
$100,000 and backed by the full faith and credit
of the United States Government. National Credit
Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.