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Online Banking

1450 Union University Dr
Jackson, TN 38305


Lending Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: 10/29/2020
Fee Schedule
Credit Union Membership Fee$5.00
Early Closed Account Fee$10.00
Account Activity Print Out$2.00
Account Dormancy Fee(For acct balance less than $100.No Dep or W/D for 6 months)$5.00/monthly
Escheat Fee$50.00
Account Research Fee$15.00/hr
Research Bill Pay Fee$40.00
Checkplus ATM/Debit Card$2.00
Replacement Debit Card (Lost/Stolen)$10.00
Replacement Debit Card (Damaged/Other)

(After the 1st free replacement)

Gift Card Fee$5.00
CU Money PrePaid Fee$5 per card, $2 per Reload
Foreign ATM Fee$3.00
Credit Union Check Fee$5.00
Temporary Check Fee$4.00 per page (4 checks per page)
Money Order$3.00
Share Draft (Check) Copy Fee$2.00
Share Draft Stop Pay$39.00
Stop Pay Fee, ACH$39.00
Stop Pay Fee, Bill Pay$40.00
Stop Pay Fee, Money Order$39.00
Stop Pay Fee, CU Draft$39.00
Share Draft NSF$39.00/item
ACH NSF Fee$39.00 per item
EFT NSF Fee$39.00 per item
Early Withdrawal Christmas Club$15.00
Early Withdrawal Share Certificate90 Days Interest
Wire Transfer Fee$15.00
International Wire Fee$50.00
Return Statement Fee$5.00
Bill Payment Fee

If purchased outside of plan code

Share Draft Fee$2.00/excessive w/d (fee incurred after 6 w/d per month)
Returned Deposit Fee$10.00 (per item)
Foreign Item Collection Fee$15.00
Levy/Garnishment Fee$50.00
Courtesy Pay Fee$39.00 (per item)
IRA Fees$5.00 close/transfer
Money Market Accounts$8.00/excessive w/d (fee incurred after 1 w/d per month)
Paper Statement Fee$2.00
Safe Deposit Fee$20.00-30.00/yr (based on size)
Loan Late Fee5% of loan payment or $15, whichever is greater
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