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Online Banking

1450 Union University Dr
Jackson, TN 38305


Share/Savings Products

Regular Savings:

With a $25 minimum balance and a $5.00 one-time fee, this account is our basic savings account. Start saving with payroll deduction today and watch your savings grow! Competitive interest rates are paid quarterly on this account.

Special Savings:

This is a savings account for that "special something". Open this account in addition to your regular share/savings account to help save for a college education, a vacation, or a vehicle. These accounts earn the same dividends as a regular savings and there is no minimum balance required.

Christmas Club:

This account can be opened from October to May and receives the same rate as a Share/Savings Account. Your funds are deposited into your savings account in October. Any early withdrawal from this account will incur a $15.00 fee.

Future Savers:

A club for ages 12 & under that makes saving money fun! Open an account today with $30.00 and receive a gift. Get rewards for deposits and earn dividends. This is a great place for birthday money, holiday gifts, and allowances.

Money Market:

There are plenty of places to keep your money, ours just makes more cents! With a money market account at Patriot Equity, all you need to start earning more is a minimum balance of $2500.00. Money market accounts allow you to make as many deposits as you want, but you are only allowed one withdrawal per month.

Share Certificates:

Fixed rate term accounts, ranging from 6 months to 36 months, that allow you to earn higher rates of interest compared to savings accounts. Minimum balance is just $500. All investments are insured up to $250,000 by the NCUA.


A Patriot Equity Credit Union IRA can play a major role in your financial security. Anyone under age 70 ½ who has income from compensation (or who is filing jointly with a spouse who earns compensation) can contribute to an IRA. Traditional and Roth IRA's are available in the form of both IRA Shares and IRA Certificates.

Checking Accounts

Checking Account Options

Features Basic Easy Student Plus Premium
Min to Open $50 $50 $50 $1000 $5000
Min Balance None None None $1000 $5000
Monthly Fee FREE $6.50 FREE for Students 16-25 $8 $8
How to Avoid Monthly Fee N/A N/A N/A $1000 Min Daily Balance $5000 Min Daily Balance
Statement Type eStatements eStatements eStatements eStatements eStatements
Check Writing Unlimited Unlimited Unlimited Unlimited Unlimited
ATM/Debit Card $2.00 per month
Touch Banking N/A
Online Banking
Bill Pay N/A
Tellerline N/A
Card Valet N/A
Mobile Deposit N/A
Account to Account Transfer N/A
Visa Credit Card WAC WAC Student Visa WAC WAC
Dividends N/A N/A N/A Pd Quarterly on Bal > $1000 Pd Quarterly on Bal > $5000
Paper Statement Options $2.00 N/A N/A N/A N/A
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